Tag Archives: International buyers

Union Square Greenwich Village Condos

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Greenwich Village

In this Part 2 series of Greenwich Village Apartment for sale, we will discuss some prewar condos within Greenwich Village. Greenwich Village Real Estate is known for many of its prewar buildings with classic layouts and architectural elements.  The supply of prewar buildings in Greenwich Village like much of the rest of the city is overwhelmingly co-op.  Take for example that currently I see that there are about 120 Greenwich Village prewar apartments for sale in Greenwich Village and 20 of those are in condominium buildings.  If you have wanted to purchase a condominium in Greenwich Village you have been limited to a certain number of buildings including:

Greenwich Village Apartments for sale 25 Fifth Ave

25 Fifth Ave – Greenwich Village Prewar Condo

Located on the “Gold Coast” of Fifth Avenue and 9th Street this Greenwich Village Condo building was converted to a condominium in 2000. Like most prewar buildings most apartments in the building have wood-burning fireplaces, high ceilings, ornate architectural details accompanied with a 24-hour concierge, gym, laundry and storage. 25 Fifth Ave is going to be one of the few prewar condominum buildings on Fifth Avenue that will come up on your search for “Greenwich Village Apartments for Sale.”

Greenwich Village Apartments for Sale

Devonshire House at 28 E 10th St – Greenwich Village PreWar Condo

The Devonshire House is the latest prewar condominium to be added to some of the most desired Greenwich Village prewar condominium real estate apartments for sale.  This 1928 Emery Roth designed building, was recently converted from rental into condominium. The Devonshire House underwent a high end renovation including upgrading the plumbing, electrical and central air-conditioning and to the finishes in each apartment including radiant-heat bathroom floors, detailed moldings, and high end bathroom and kitchen finishes.  The apartments initially made available sold out very quickly, but more apartments are expected to be put on the market in the fall of 2010.

Greenwich Village Apartments for Sale

59 W 12th Street – Greenwich Village Prewar Condo 

Built in 1931 by noted New York City architect Emery Roth and built by the equally notable firm Bing and Bing, 59 W 12th St is on of the most highly coveted Greenwich Village prewar condominiums. Located on 12th Street between 5th and the Avenue of the Americas, this location is considered to be one of the most attractive streets in Greenwich Village. Building amenities include 24 hour doorman bicycle and laundry room, and children’s playroom. Apartment features include fireplaces, spacious pre-war layouts, along with great southern facing views of downtown Manhattan from the upper floors of this respected building. When apartments come available in the building they are some of the most desired Greenwich Village Apartments for Sale.

Because there are fewer prewar condos for sale in Greenwich Village expect higher prices.  But your purchase will be well rewarded.  If you would like a complete list of Greenwich Village Apartments for Sale or Greenwich Village Apartments for sales (Prewar Condos), contact Morgan Evans today at (917) 837-8869

Manhattan NY Chinese Real Estate Agent help Parents Buy Condo for Children

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Manhattan NY Chinese Real Estate Agent help Parents Buy Condo for Children

Manhattan NY Chinese Real Estate Agent help Parents Buy Condo for Children is one of our specialty, every year around graduation month of May to September, there are many new college university graduates relocating to Manhattan New York to pursue higher education or start their career path.

This past year is no different, many of the Chinese speaking parents travel internationally from China, Hong Kong, Singapore, Taiwan and other Asia locations to attend the graduation of their son and daughter. After the graduation ceremony, the parents along with the newly graduates travel to New York and many contact us to find their first home in Manhattan New York.

Manhattan NY Chinese Real Estate Agent help Parents Buy Condo for Children is one of specialt

Manhattan NY Chinese Real Estate Agent help Parents Buy Condo for Children is one of specialt

As Manhattan NY premier Chinese Mandarin Speaking Real Estate Agents team, we strive ourselves to provide the most comprehensive service to our buyers. Many of our buyers contact us before they arrive to New York, this is most recommended because it helps us to educate the buyers while they are still at home town, we can also advise some steps to prepare for the New York condo search.

Chinese Mandarin Speaking Buyers many times prefer to work with us Manhattan Mandarin Speaking Agents is because we not only speak the same language, we also are extremely culturally aware and savvy what they are looking for based on our years of experiences. We excel at what we do because we understand their needs and concerns when it comes to purchase Real Estate and secure their investment in Manhattan New York.

If you are looking to work with a Chinese Mandarin Speaking Real Estate agent team in Manhattan New York, contact us today at (646)644-6929 or Email us with your specific criteria at http://chinesemandarinrealestateagentnyc.com/contact-me/

 

56 Pine Street Financial District Condos For Sale

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56 Pine Street Financial District One Bedroom Condominium for Sale

56 Pine Street #4C is a well priced and spacious apartment has an efficient layout with tall ceilings. This unit features a King Sized Bedroom with three (3) generously sized closets.

There is a modern kitchen features granite counter tops, dishwasher and an electric stove. The living room features custom designed recessed lighting and a Dining Alcove that has potential to be converted to a separate Home Office/Living Space.

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Whether for personal use or as an investment property, low common charges and the 421-G Tax Abatement make this a very attractive apartment.

56 Pine Street is centrally located in the heart of the Financial District. Subways(2,3) conveniently located directly across the street from the building.
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56 Pine Street is a luxury Financial District Condominium. Amenities include a full time doorman, fitness center, billiards room, residents lounge, screening room, bike room and laundry rooms located on every floor.

This unit#4C is now in CONTRACT. We marketed aggressively and went under contract within short period on the market.

We have sold multiple units in 56 Pine Street. If you are a seller and would like to work with an result oriented team. Call us, at (917)837-8869 and we can discuss how we can maximize your profit in today’s market.

 

 

 

 

 

Are you a parent looking to buy a NYC condo for your son or daughter?

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Are you a parent looking to buy a NYC condo for your son or daughter?

One of our expertise as Manhattan condo agents is to educate buyers who are parents looking for a suitable condo for their son or daughter that is currently living in Manhattan New York.

Manhattan New York is a vibrant city, the Real Estate market is one of the kind, unique unlike any other parts of the country or world. Many of our buyers who are parents, they have purchased their home in other places but their previous Real Estate experiences are almost irrelevant when it comes to buying in Manhattan New York.

As parents, you want the best for your young son or daughter, find a suitable condo in a safe and convenient location is the one of our top priority. In addition, we understand your Real Estate purchase is also serving as a long term Real Estate investment, hence it is absolutely beneficial for you to work with us who have extensive experiences working in finding the right property that will meet all of your criteria.

We have work with parents who have young adult son or daughter that go to Columbia University, Fordham Law School, New York University, Stern, Parsons school of design, School of Visual Arts, music school and other well known schools. We also have parents buying for their young professional son or daughter who recently relocate to NYC working for different companies.

Each buyer have very specific and different criterias as we can discuss that when we are on the telephone. Here are few key steps to prepare and understand before your home search

  • Time frame – is your son or daughter current renting an apartment? This is important to know so you can plan ahead.
  • 45 days to 60 days IF YOU PLAN ON PURCHASE IT ALL CASH, cash means money in your bank account, this does NOT include any offshore financing or creative financing. (this does not include New development or new construction buildings. If new buildings, it can be much longer depending on the building, or it can be quick) Typically, the quickest we can close would be 45 days. If it is a cooperative, then it can be 90 or more days subject to condo board approval. If it is new construction condo, it can be two weeks up to unknown period of time depending on construction stage.
  • 60 days or LONGER if FINANCING: If you are planning on financing this investment, be sure to speak to a local Manhattan lender that is familiarize with the market, the lending rules, and the mortgage products that may be suitable for you and your son/daughter.
  • Result Oriented and Diligent Real Estate Agent: We are the market experts to educate you the housing market. Based on our detail discussion when you contact us, we will then customize a home search for you and plan all the necessary steps ahead prior to your trip to NYC. You can read about our other Happy Buyers’ Testimonials about us here: (https://manhattannycondosforsale.com/testimonial-past-clients/)
To avoid any delay or issues during your home search for your son and daughter, it is advantageous for you to team up with agents who have the experience to ensure a smooth process. You may have purchase homes in your home state or country before, but Manhattan New York is a very unique market, and Real Estate is local so it will benefit you as a buyer to best prepare so you do not waste anytime if you plan to visit NYC and identify a property for your son or daughter, call us today to plan this purchase today.

Smart and savvy buyers work with agents like ourselves, contact us today at (917)837-8869 to experience result oriented agents.

Foreign Nationals Financing in New York city

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If you are an international buyer, foreign national looking to purchase investment condo or property in New York city, now there may be financing option available to you. The borrower should meet the following requirement in order to qualify. This is offer (updated on October, 2011) through Douglas Elliman Capital Mortgage company.

Below are basic requirements, each borrower will have very specific list based on individual:

  • $450,000 minimum loan amount, $3,000,000+ maximum loan amount 40% minimum down payment
  • 18-60 months post closing reserves are required, depending on loan amount
  • Borrower must establish an escrow account equal to 9 months PITI
  • Borrower must establish a second account designated for automatic loan payments
  • Income documentation required
  • Eligible property types include co-ops, condos, single family homes
  • Title may be held in the name of a corporation
  • 75 day rate lock
This means the minimum sales price of the property will be about $750,000 or more. Most of the Manhattan New York housing products are eligible for this program, and as many of our Foreign international buyers, they prefer to held title in limited liability corporation (LLC) which this is possible too.

**WE ARE NOT MORTGAGE BROKERS**, we are Real Estate agents that are have successful experiences working with foreign international buyers in Manhattan New York. We work with mortgage professionals that can provide financing for you if you are seeking financing. Call us today (917)837-8869 to discuss your Manhattan New York Real Estate purchase.


Here are more helpful articles for Foreign nationals buying in Manhattan New York:

  1. Can Foreign international buyer buy a Manhattan NYC condo?
  2. Foreign Buyer Frequent Asked Questions
  3. Use Local Expert for you Manhattan New York condo purchase
  4. How to determine a good Manhattan New York condo investment

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SoHo New York – 3 Bedroom Condo for Rent at Soho Mews $16,500/per month

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Soho Mews is a new construction condominium located in the ever popular SoHo neighborhood in Manhattan.  Designed by the architects, Gwathmey Siegel, the building was welcomed by the New York City marketplace as it has sold successfully and appreciated for many of it’s design elements.

At the heart of it’s appeal is its SoHo location.  Located between West Broadway and Wooster Street in the souther portion of SoHo, and across the street from the Soho Grand Hotel.  You are within walking distance to everything Soho has to offer and still within the heart of Downtown Manhattan.

Soho Mews Apartments are very loft-like, with high ceilings, extremely generously sized rooms, nicely outfitted kitchens and bathrooms, floor to ceiling windows, an attention to detail was made and you will feel very comfortable walking into the apartments.  The building is a full time doorman condominium, with fitness room, garage, and open air private plaza between the Wooster Street and West Broadway buildings.

This Soho Mews rental is Available for rent right now at Soho Mews is apartment 3A. This 3 Bedroom, 3.5 Bath, 2195 sq ft rental apartment is now available for $16,500/month.  As you walk into this apartment you will see the expansive living/dining “Great” Room. An open kitchen with large counter opening to the “Great Room” offering a great flow and entertainment potential.  Each bedroom has an en-suite bathroom, along with excellent walk in closets.  The Master Bedroom has a 5 piece master bathroom with excellent closet space.  The stackable washer/dryer is a nice feature completing the apartment.

Facing both West Broadway and the garden courtyard on the 3rd floor the floor to ceiling windows bring in strong amounts of light along with the high ceilings give a voluminous feel to this Soho Mews rental.

If you are interested in this 3 bedroom condo for rent in Soho at Soho Mews contact us today at (917) 837-8869.

5 BIG tips for Parents Buying for Children in Manhattan New York

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We are Manhattan Condo Specialists, we work many buyers in our market place that are out of town parents buying condo for their son or daughter that are in New York or moving to New York for either school or work. If you are a parent looking to buy a property for your son or daughter, not sure where to start, here are 5 big tips for you:

  1. Buying a Manhattan New York Condo as parents buying for children, you should understand your budget and timeframe to start. We work with many parents who are buying for their son/daughter that goes to New York University, Parsons school of design, School of Visual Arts, Columbia University, Jillards music school and other well known schools here in Manhattan New York. Is this for your son or daughter that is currently working in Manhattan? Do they have a job stability or financial freedom? Are they currently renting and lease may be expiring soon or month to month arrangement? It is important for us to know the reason and timeframe so we can narrow down the search for you. Buying in Manhattan New York is very different than the rest of the country or world, once we identify the property, it will take some time to actually close on the property.
  2. Manhattan New York is a unique market where about 85% of the housing products are ‘cooperatives’ and 15% are condominiums. Each building has different rules and guidelines, as parents buying for children, not every cooperative will accept this type of scenario since all sales are subject to board of directors review and interview. Even if it is an all cash purchase, cooperative still review and decide if the perspective buyer fits the building’s profile. Condominiums are essential real property, therefore, the board of directors will review the perspective buyer as a formality but no interview.
  3. If Buying all cash, and you are buying a condominium, the quickest we can close would be 45 days. If it is a cooperative, then it can be 90 or more days subject to condo board approval. If it is new construction condo, it can be two weeks up to unknown period of time depending on construction stage.  Mortgage consultant: If you are planning to buy the condo all cash, that is always desirable when presenting offers to condo sellers. Keep in mind that you should have enough equity in case there is an increase in monthly carrying charge for this condo or other misc mishappens. If you are planning on financing this investment, be sure to speak to a local Manhattan lender that is familiarize with the market, the lending rules, and the mortgage products that may be suitable for you and your son/daughter.
  4. Making offer and offer acceptance – Unlike other parts of the country or world, when a buyer makes an offer on a property here in New York, the offer is made through us, the Real Estate agents and the buyers do not sign any contracts or purchase agreement nor any earnest money when making an offer. Buyers and sellers agreed on the price and then both parties enter into attorney contract review period. With that being said, until both buyers and sellers sign the contract and the 10% deposit is clear, the property is NOT off the market and there is NO BINDING CONTRACT. This means if sellers receive a higher or better offer prior to they sign contract, they can change their mind.
  5. Neighborhood safety – this is the #1 concerns for many of our parents buying for children buyers. In Manhattan New York, this is a city where many of the people work or social until late past 9pm or after, most of the Manhattan Streets are very safe to walk around and pedestrians friendly, this is truely a city that never sleeps! We encourage our buyers to walk around the neighborhoods in different time of the day or week to see if they feel comfortable living in that neighborhood. Many of the Manhattan New York buildings are also doorman buildings, so if possible, it will be a good idea to look buying in a full time doorman building.

As parents buying for children in Manhattan New York, we have successful experiences that can guide you through this process and navigate through the Manhattan Real Estate maze. contact us now at (917)837-8869.

Here are some very useful information about buying Manhattan New York condos:

Other Manhattan New York Frequent Asked Questions:

If you do not see your question being answer in any of our blog articles, call us directly (917)837-8869 or email us (https://manhattannycondosforsale.com/contact/) and we will reply promptly.

West 67th Street – Manhattan NY Condos

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West 67th Street – Manhattan NY Condos

West 67th Street in the Upper West Side of Manhattan has some of the most popular Upper West Side Condos for sale available. This historic park block street is noteworthy for a number of reasons.  Bounded on the west by Central Park you will find the historically significant Hotel de Artistes residences, a co-op building, on Columbus Avenue you have ABC studios and 45 West 67th St.  The Millennium Tower at 101 West 67th Street and Park Millennium at 111 West 67th Street are found between Broadway and Columbus.  These two buildings have some of the most dramatic Central Park, Manhattan skyline, and Hudson River views available. These Lincoln Center Condominium Buildings make up three of the most desired buildings in the Upper West Side all conveniently located on West 67th Street.

101 West 67th Street commonly known as the Millennium Tower. Built in 1994 by the Millennium Partners Development Company. The residences at 101 West 67th Street have arguably some of the most commanding views of Central Park, the Hudson River and Manhattan Skyline from an Upper West Side Condo building. The Millennium Tower is a 56 story with a 80+ condominium residences, not too many apartments per floor.

111 West 67th Street known as the Park Millennium is the twin of the Millennium Building’s  at 101 and 111 West 67th Street.  These buildings have separate entrances with full time doorman and concierge services.  These are pet friendly buildings with on-site laundry facilities.  One of the defining features of these buildings is being so close to the Reebok Sports club.  The Reebok Sports Club is one of the finest exercise facilities in the entire of Manhattan. Features include a swimming pool, multiple floors of cardiovascular and weight training areas, multiple group exercise rooms with classes running throughout the day, basketball courts, rock climbing wall, an outdoor running track, outdoor deck along with personalized training capabilities.

45 West 67th Street was built in 1983 it is a 33 story, 175 apartment Lincoln Center Condo building.  One of the reasons why this building is so popular is because of the mix of apartments available within it, studios up to 5 bedroom combined apartments.  There are even some duplexes and penthouses with outdoor terraces available which is quite rare for a Lincoln Center Condominium residence.    There is a 24 hour doorman, concierge, valet services, laundry, private garden, and storage available in the building.

It’s no surprise that West 67th Street is home to some of the finest Lincoln Center condominiums for sale. This historic park block has access to everything the Upper West Side is known for.  Walking distance to the Lincoln Center, Central Park, shopping and restaurants are right at your fingertips.

If you are intersted in knowing what is for sale in any of these West 67th Street – Manhattan NY Condos contact us today at (917)837 8869

Manhattan New York condo frequent asked questions:

Manhattan NY Condos FAQ: Does this Manhattan NY Condo have a Garage in it?

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We are Manhattan New York condo specialists, we sell many Manhattan Condos to international and out of town buyers, a common Manhattan NY Condo question that always comes up is, “Does this Condo have a Garage in it?”


The answer is that not all Condominium buildings will have a garage, most will not. If  the Manhattan New York condo has a garage often the garage will be owned and operated by a separate company or vendor independent of the condo association. So if you own or rent an Manhattan New York apartment in the building, it DOES NOT automatically come with a parking spot.

In some Manhattan New York New construction buildings that have built in garages where you have had the opportunity to purchase your own parking spot.  When you buy a parking spot it will often be like purchasing any other “real property.” You will have monthly or yearly operating expenses to own it.  You could rent it out to other people just like an apartment depending on the rules of the garage.

Often what we find extremely useful is if you can gain access to the garage from within the building.  This is where we see some real utility of having a garage in the building.  Those days when you are dropping off groceries, luggage and you can go directly from the car to the condominium elevators and up to your apartment is a terrific convenience amenity to have at your disposal.

If there is a garage in your building but it is operated independently of the condominium association people ask if they get a discount for parking there. That answer depends on the arrangement the building has with the garage.  We would lean towards saying that probably not.  You will rent the space like anybody else, but the benefit is that being able to use a garage that is right next to or within your building will be very valuable especially on those cold rainy winter days when you are coming back from the airport or when your car is loaded with groceries.

How much will a parking spot cost? That is a very typical question and it really depends on the location and demand for a garage in the particular area you are looking in.  The price typically has a strong correlation to the pricing of apartments in the area.  Typically areas with a high demand for apartments will have an equally high demand for parking and therefore the price will reflect that high demand.  I have seen parking spaces be as high as $1000/month and sometimes as low as $200/month in certain parts of Manhattan.  The best way to find out is to just ask and you will quickly see what the pricing for your neighborhood will be.

Other Manhattan New York Frequent Asked Questions:

If you have a specific question about Manhattan New York condos, email us directly on the form below or call us today at (917)837-8869.

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Manhattan NY Condos FAQ: Are the Manhattan New York condo Pet Friendly?

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Manhattan NY Condos FAQ: Are the Manhattan New York condo Pet Friendly?

One of the most common questions we receive is regarding the pet policy in a condominium building.

The answer is that every building has a different pet policy. Most buildings will allow pets, but will have specific guidelines that outline if they allow both cats and dogs and the size and quantity of each.  Aggressive breeds of dogs are usually prohibited.

In Manhattan New York; if you have larger dogs(50 lbs+) there are only several buildings that will  be available to you. Some buildings do not allow any pets at all, but when you visit the building you will see some unit owners coming in and out of the building with their dogs.

This is typically because those pets had a “grandfather clause” and were already in the building prior to the most recent decision to change the pet policy in the building.

In looking to buy Manhattan New York condos, it’s very important to ask about a building’s pet policy before you start looking at apartments because a pet policy is not something that will be amended to your specific situation.  Unless the pet is a service pet that is required, no matter how much you like an apartment if the building has a strict no pet policy there is not much you can do to change it.

In Manhattan New York, most buildings will require you to use separate elevators and you must notify the building of the type of animal that you are have.  This is typically because of insurance reasons, but depends on building to building.

If you are looking at purchasing a Manhattan condominium and will be bringing your pet to the apartment even if its for just a few days a week, month or year let us know what type of pet and how many you have so that we can make sure the condominiums we will be looking at allow them.

LOOKING FOR YOUR OWN PET FRIEND MANHATTAN NY CONDOS? EMAIL US TODAY.

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Manhattan NY Condos FAQ: Who can help me rent out and manage the condo once I own it?

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We are Manhattan New York condo specialists, we work with many out of town and oversea investors often asked about Manhattan New York condos. Often we are asked by our buyers of series of questions that are regards to the unique Manhattan New York condo markets. We will be answering these frequent asked questions and hope to help other buyers who are interested in buying or investing in Manhattan New York condominiums.

One of the common asked question by our out of town investor buyers: Who can help me rent out and manage the condo once I own it? This is a good question, we work with many out of town and oversea investor buyers that also asked the similar question because they are not Manhattan New York based and would like a full range of service. We as Manhattan New York condo specialists, we not only assist our clients sell, buy, invest their Manhattan New York condos, we also facilitate in securing a qualified tenant for their investment property. Once the condo is closed and owned by our buyers, we begin to market the condo as a rental property, answer to rental requests and appointment, qualifying the perspective tenant to ensure they are financially qualified and suitable for the condo. The fee for this service will be case on case basis. Manhattan New York rental brokerage marketing fee is 15% of the first year rent, though depending on the location of the condo, rental price and other key factors, we can discuss in details.

Managing the Manhattan New York condo, depending on clients needs, there are different options. Option one would be the owners manage the tenant and the condo by themselves, this is easy to do especially with Manhattan New York condo, there is a building staff and maintenance department a phone call or email away. Option two, we will be able to handle the property management in terms of being client’s contact person here in Manhattan New York, we will be collecting rent from the tenants, handling questions and inquiries and etc. There will be a fee in involved in this, as based on each clients’ need, we can discuss different packages we offer.

DO YOU HAVE A QUESTION IN REGARD TO MANHATTAN NEW YORK CONDOS? Email us!

EMAIL US TODAY: https://manhattannycondosforsale.com/contact/

If you or someone you know would like to buy or sell Manhattan New York condominiums, please call us directly today at (917) 837- 8869 or (646) 644- 6929. We specialize in Manhattan New York condominium market and have experiences selling Manhattan New York condos in different neighborhoods, we offer confidential consultation customize to your specific investment needs.

Manhattan NY Condos FAQ: Who can fix my condo if something breaks in my Manhattan NY condo?

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We are Manhattan New York condo specialists, often we are asked by our buyers of series of questions that are regards to the unique Manhattan New York condo markets. We will be answering these frequent asked questions and hope to help other buyers who are interested in buying or investing in Manhattan New York condominiums.

Working with many Manhattan New York condo buyers who are from out of town who are more familiar with single family house, we are often asked “Who can fix my condo if something breaks in my Manhattan NY condo?“. Many of our buyers purchase their Manhattan New York condo as second home, investment or for their son/daughter who goes to school or works in Manhattan New York. Maintaining the condo in good shape is on top of their list. (photo courtesy of http://www.life.com/image/98450283)

Owning a Manhattan New York condominium is different than owning your own single family house. When you own a Manhattan New York condo, you are an owner of a special community. This community often consist of other condo owner residents, building staff (doorman, porters, handyman and superintendent) and building management. When and if something breaks in the property, you can contact either the building management or superintendent to have a look to see if they can help you fix it. Depending on what the repair will be, if it is minor, the building handyman should be able to help you resolve the issue. Issues such as declog the drain, toilet, faucet, to proper running of hot/cold water, heat and cold air. These are items that the building maintenance staff can help you with, if the building staff can not fix the issue, they usually can and will recommend another specialist (plumber, electrician and etc) that will repair or look after the issue.

The condominium community with a maintenance team and support system is most ideal for buyers who has a busy lifestyle or out of town buyers/investors. With a phone call, or email to the management or the condo maintenance department, your toilet or heat can be fix before you get home from work. This is one of the huge benefit in buying in Condominium community.

EMAIL US TODAY for your own questions: https://manhattannycondosforsale.com/contact/

If you or someone you know would like to buy or sell Manhattan New York condominiums, please call us directly today at (917) 837- 8869 or (646) 644- 6929. We specialize in Manhattan New York condominium market and have experiences selling Manhattan New York condos in different neighborhoods, we offer confidential consultation customize to your specific investment needs.